dos anyone remember what time their direct deposit got to your bank easterntime or mountain/pacific??thanks|||Mine never fails to show up at 12am on Friday morning...
But thats just me, different banks have different policies.|||No answer you'd get on time would help you. The IRS sends them ovenight Thursday night. What time they actually hit your account depends on how quickly your bank posts it. Can be almost immediately, or can be a couple days.|||They send them out sooner then that. My refund always shows up thursday as my bank releases direct deposits a day early. So they send them out before Thursday.|||The IRS starts sending them overnight on Thursday evenings. It takes many hours to complete all of the ACH transactions. Then it can take several hours on your bank's end just to receive all of the data.
From that point it depends upon how your bank processed ACH transactions before the money makes its way into your account. If they process in real time it would usually be sometime during the day Friday, maybe even at the beginning of the banking day.
Many banks still batch process at the end of the banking day though so anything that arrives on Friday is processed Friday evening and would therefore be available at the beginning of the next banking day which would be on Monday morning.
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