I was expecting a direct deposit today (Friday) and it's 4pm and I don't have it yet?? Can anyone help me?|||If it was deposited today, it won't show up in your account til tomorrow. Banks post deposits after midnight.|||Peggy K is the closest to the actual process. Once the bank receives ANY electronic deposit, the funds must be made available to the customer the same day by law.|||It is all a matter of posting. The bank will have the funds (unless something has gone horribly wrong, which I doubt). They will post it either today or tomorrow but will give it an effective date of today. My bank posted on the Thursday night for my state refund but it had an effective date of the Friday.|||The process is this:
1. The IRS authorizes the Treasury dept. to release the funds to the bank.
2. The Treasury dept. sends the info to the bank electronically whenever somebody actually sees it there and clicks the mouse.
3. The bank takes it's own sweet time putting the funds into your account.
It should go in today, but the bank can hold up processing for 1-2 business days.
We're all at the mercy of whoever is operating the computer.|||Postings are done overnight.|||I got mine overnight the day they deposited it. If they were going to deposit it today, you should have received it by now.
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