just wondering if anyone knows what time the irs usually does direct deposit......|||There is no specific time. It's up to your bank when it's posted, not the IRS.
The IRS runs the ACH transmittals for tax refunds on Thursday evenings. How long it takes to make it into your bank account depends entirely upon your bank.
If your bank processes them in real time around the clock it will usually be in your account sometime on Friday, often at the beginning of the banking day.
If your bank batch processes at end-of-day (many still do) then it will be processed by your bank on Friday evening and will be in your account on Monday morning. If Monday falls on a holiday it will be Tuesday before you see your money.
A few small community banks and credit unions are not on the Fedline system and/or process ACH transactions manually. In that case it often takes an additional 2 to 4 days or more for your refund to post to your account.
SOME banks can tell you if there is a pending transaction but not all of them can. And just because they show a pending transaction does NOT mean that the funds will actually post to your account. If the name on the ACH transaction does not match one of the names on the account it very well may bounce back to the IRS who would then issue a paper check in a couple of weeks.|||mine came early this morning|||If you efile your return, and it is accepted by Thursday noon of a given week, you can have your refund directly deposited from the IRS by the following Friday, so 7 days. If you do not receive your refund after 3 weeks of the return being accepted, call the IRS at 1-800-829-1040. To check the status of a refund go to www.irs.gov and click on where's my refund|||mine came at midnight|||Ours was in by 6am this morning, we were given the date of Feb 15. It was definitely not in yesterday.|||in about a week! sometimes if you do a rush return it will be bout 3 days or so!
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