I am waiting for an electronic deposit from the government into a bank of america account.
Would the funds appear online to be available after 12 noon or after midnight?|||I've never worked for Bank of America, but I have worked for banks and credit unions before and funds post 24 hours a day most financial institutions (checks can clear at any time too). Electronic transfers are done by the government (or whoever, employers, wire transfers from another western union, etc) sending the money to the federal reserve, the federal reserve sending it to the bank. It should post automatically to your account the second it comes in from the feds.
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